You are currently viewing Discovering Your Core Spending Values
Core Spending Values

Discovering Your Core Spending Values

Show me a person’s spending, and I can show you what they love.

In my early 20s, I discovered a secret that significantly decreased my financial stress and guilt. I was feeling pressure to keep up with The Jones and participate in small or large social events that I really didn’t want to attend. But then something out of this world happened to me….

Andy Surprised Face GIF

Just kidding, nothing happened. I have no sex story to tell you how I discovered this turning point, but it happened. 

What happened was that I started to understand my spending habits and discovered my spending values. What expenses brought true happiness and which ones made me feel like shit. I noted those feelings and uncovered what made me spend on stuff that gave me little or temporary joy. 

Discovering Your Core Spending Values

Ready to set up your finances to align with your Spending Values?


Download my free Discovering Your Core Spending Values worksheet.

Here are my families core Spending Values:


Culinary Experiences

Financial Security 

Personal Development/Education


What is not important to us:

Cable TV / Streaming




There are no right or wrong answers here. What matters is being honest with yourself so you can live a life in alignment with your finances.

It’s also important to note that if you are in a relationship, your partner’s values may or may not align with yours 100%. While you might care about clothing, maybe your spouse doesn’t but really cares about having a nice car. Finding your values as a couple and as individuals will help alleviate financial stress in your relationship as well. 

What about you?

I would love to hear your core values, and even more importantly your Anti-Values. Will you reply back to let me know once you have completed the worksheet?

I’m a real human on the other end of this email and I love hearing from you. 

Coach MicKallyn

Meet MicKallyn

Hi, I’m Mickallyn, a Mortgage Lender/Banker turned Financial Coach.  When student loans put me in debt, I knew I didn’t want to live the rest of my life paying them off, so I figured out how to pay them all off in just a year. Now I have zero debt, 3 homes, 4 college degrees, and am raising two little boys. I’ve traveled to over 22 countries and live a debt-free life. I’m committed to helping others do the same through 1 on 1 coaching and personalized plans that actually work.

Leave a Reply